Privacy Policy & Terms of Use

Last Updated: December 20, 2025

Welcome to inzambia.pro ("we," "our," or "us"). We are committed to protecting your privacy and ensuring you have a positive experience on our website. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website and use our financial tools.

By using inzambia.pro, you agree to the terms of this policy.

1. Nature of Our Content (AI & Educational Disclaimer)

1.1 Educational Purpose Only inzambia.pro is strictly an educational platform. The content, tools, calculators, and guides provided are for informational and inspirational purposes only. We are not a financial institution, licensed financial advisor, or legal firm. Nothing on this website constitutes professional financial, investment, or legal advice.

1.2 Artificial Intelligence Disclosure To provide a wide range of topics and tools, we utilize Artificial Intelligence (AI) technologies to research, draft, and generate content.

• While we strive for accuracy, AI-generated content may occasionally contain errors, outdated information, or hallucinations.
• Users should always verify critical information with official sources (e.g., Bank of Zambia, PACRA, ZRA) or a qualified professional before making financial decisions.
• We accept no liability for actions taken based on the AI-generated content or tools provided on this site.

2. Information We Collect

We prioritize data minimization. We only collect information that is necessary to provide you with a functional and helpful experience.

2.1 Information You Provide Voluntarily

• Contact Information: If you sign up for our newsletter or contact us via email, we collect your email address and name.
• Tool Inputs: When you use our calculators (e.g., Business Maker, Investment Planner), you enter financial data (income, expenses, goals). Note: In most cases, this data is processed locally on your device (in your browser) via "Local Storage" and is not transmitted to or stored on our servers permanently, unless you explicitly choose a "Send to Email" or "Save" feature that requires server processing.

2.2 Automatically Collected Information

• Usage Data: We may use third-party analytics tools (such as Google Analytics) to understand how visitors use our site. This includes non-personal data like your IP address, browser type, device type, and the pages you visit. This helps us optimize the website for mobile devices and slow internet connections common in Zambia.

3. How We Use Your Information

We use the collected information for the following purposes:

• To operate and maintain the functionality of our financial calculators.
• To improve our content based on what users find most useful.
• To send you educational newsletters or updates (only if you have opted in).
• To comply with legal obligations.

4. Cookies and Local Storage

4.1 Cookies We use cookies to improve your experience (e.g., remembering your preferences). You can choose to disable cookies through your browser settings, though some features of the site may not function properly.

4.2 Local Storage Our tools (like the To-Do lists or Calculators) may use your browser's "Local Storage" to save your progress so you don't lose your work if you accidentally close the tab. This data stays on your device and is not accessible to us.

5. Third-Party Services

We may use third-party service providers to help us operate our business. These third parties may have access to your information only to perform specific tasks on our behalf:

• Hosting: Brizy Cloud (for website hosting).
• Analytics: Google Analytics (for site traffic analysis).
• AI Providers: We use services like OpenAI or Anthropic to generate content. We do not feed your personal private data into public AI models.

6. Data Security

We implement reasonable security measures (such as HTTPS encryption) to protect your information. However, please be aware that no method of transmission over the internet is 100% secure. We cannot guarantee the absolute security of any information you transmit to us.

7. Your Rights (Zambia Data Protection)

In accordance with the Data Protection Act No. 3 of 2021 of Zambia and international standards, you have the right to:

• Access the personal data we hold about you (if any).
• Request correction of inaccurate data.
• Request deletion of your data ("Right to be forgotten").
• Opt-out of marketing communications at any time.

To exercise these rights, please contact us at the email address provided below.

8. Limitation of Liability

By using this website, you agree that inzambia.pro and its owners shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:

• The use or inability to use our tools and calculators.
• Reliance on any information or AI-generated content provided on the site.
• Financial losses or business decisions made based on our educational materials.

Always consult with a qualified professional before making financial decisions.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: info@cecinafrica.com Website: www.inzambia.pro